1) Acceptance of Terms

These Terms govern your use of the FreedomFirst mobile applications and website (the "Platform") operated by Gyankaar Technologies Private Limited ("Company", "we", "us", "our").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, then you may not access the Service.

2) Description of Service

FreedomFirst is an AI-powered stock recommendation service that provides personalized investment insights. Our Service includes:

• AI-powered stock recommendations for different investor profiles
• Entry and exit price suggestions
• Market news and broker report aggregation
• Mobile application for iOS and Android devices
• User account management and authentication

3) Investment Disclaimer

IMPORTANT: The stock recommendations and insights provided by FreedomFirst are for informational purposes only and do not constitute financial, investment, or trading advice.

• We are not SEBI registered investment advisors
• Past performance does not guarantee future results
• Stock market investments carry inherent risks
• Always consult a qualified financial advisor before making investment decisions
• You are solely responsible for your investment decisions

4) User Accounts

4.1 Account Creation

To use our Service, you must sign in using your Google account. You agree to provide accurate information and maintain the security of your account.

4.2 Account Security

You are responsible for safeguarding your account credentials and for all activities that occur under your account.

4.3 Account Termination

We reserve the right to suspend or terminate your account at any time for any reason, including violation of these Terms.

5) Acceptable Use

5.1 Permitted Use

You may use our Service only for personal, non-commercial investment research purposes.

5.2 Prohibited Activities

You agree not to:

• Redistribute, resell, or commercially exploit our recommendations
• Use automated systems to scrape or extract data from the Platform
• Attempt to manipulate stock prices based on our recommendations
• Share account credentials with others
• Reverse engineer or attempt to extract our algorithms
• Use the Service for any illegal purposes

6) Intellectual Property

6.1 Our Content

The Service, including AI-generated recommendations, insights, and analysis, are proprietary to FreedomFirst. You may not copy, modify, or distribute our content without permission.

6.2 Third-Party Content

We aggregate content from various sources (news, broker reports). Such content belongs to their respective owners and is subject to their terms.

7) Payment and Subscription

7.1 Pricing

Access to premium features requires a paid subscription. Pricing will be clearly displayed before purchase.

7.2 Billing

Subscription fees are billed via Razorpay UPI AutoPay on a recurring basis. You authorize us to charge your payment method.

7.3 Refunds

Refunds are subject to our Refund Policy. Generally, subscription fees are non-refundable after activation.

8) Service Availability

We strive to maintain high service availability, but do not guarantee uninterrupted access. The Service may be subject to:

• Scheduled maintenance and updates
• Market data delays or unavailability
• Third-party service dependencies
• Force majeure events

9) Disclaimers and Limitations

9.1 No Guaranteed Returns

We do not guarantee any investment returns. Stock recommendations may result in losses. You acknowledge and accept the risks of stock market investing.

9.2 AI Limitations

AI-generated recommendations are based on available data and may not account for all market factors. Recommendations may be delayed or inaccurate.

9.3 Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any investment losses, indirect damages, or consequential damages arising from use of the Service.

10) Indemnification

You agree to indemnify and hold harmless FreedomFirst from any claims arising from your use of the Service, investment decisions, or violation of these Terms.

11) Termination

We may terminate your access to the Service at any time. Upon termination, your right to use the Service ceases immediately.

12) Governing Law & Jurisdiction

These Terms are governed by the laws of India. Courts at Bengaluru, Karnataka shall have exclusive jurisdiction.

13) Changes to Terms

We reserve the right to modify these Terms at any time. Continued use after changes constitutes acceptance.

14) Contact Information